OUR SERVICES
EXPLORE OUR FULL RANGE OF MORTGAGE AND PROTECTION SERVICES
At AMP Mortgages & Protection we offer expert mortgage and protection services tailored to your needs in Essex. Whether you’re buying your first home, remortgaging, or looking to protect your income and family, our experienced advisers are here to guide you with personalised support, competitive options, and clear advice every step of the way.
FIRST TIME BUYER
Buying your first home is an exciting milestone, but navigating the mortgage process can feel overwhelming.
At AMP Mortgages & Protection, we specialise in helping first-time buyers secure the right mortgage with expert advice and step-by-step support. Our experienced mortgage advisers will guide you through everything — from deposit options and affordability checks to finding competitive mortgage rates and explaining key terms.
We compare a wide range of lenders to match you with a mortgage that suits your needs and future plans. Start your journey with confidence and let us help make buying your first home simple and stress-free.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS WITH YOUR MORTGAGE
PURCHASES
Whether you’re moving to a new home or stepping up the property ladder, AMP Mortgages & Protection are here to help you find the right mortgage for your next home purchase.
Our expert mortgage advisers offer tailored advice based on your individual needs, income, and long-term goals. We search across a wide range of mortgage lenders to secure competitive rates and flexible terms that suit your situation.
From start to finish, we’ll guide you through the application process, handle the paperwork, and answer all your questions — making your home move run smoothly, efficiently, and hassle-free.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS WITH YOUR MORTGAGE
REMORTGAGING
If your current mortgage deal is ending or you’re looking to improve your financial situation, our team can help you explore suitable remortgaging options.
Our experienced mortgage advisers will assess your current deal, understand your goals, and compare a wide range of lenders to find a more competitive rate or terms that meet your needs. Whether you want to lower your monthly payments, access your home’s equity, or secure a more stable rate, we’re here to guide you every step of the way.
With our tailored advice and ongoing support, remortgaging can be a smooth and seamless experience.
THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP WITH REPAYMENTS ON YOUR MORTGAGE.
SHARED OWNERSHIP
Shared ownership can be a great way to get onto the property ladder if you can’t afford to buy a home outright. With this scheme, you buy a portion of the home — typically between 25% and 75% — and pay rent on the remaining share.
We are here to help you understand how shared ownership works and guide you through the application process. Assess your financial situation, explain eligibility criteria, and compare suitable mortgage options from a range of lenders.
Whether you’re a first-time buyer or looking for a more affordable route to homeownership, we’ll support you with clear advice and tailored solutions designed to help you move forward with confidence.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS WITH YOUR MORTGAGE
NEW BUILD MORTGAGES
Buying a newly built home comes with unique opportunities and requirements, and at AMP Mortgages & Protection, we’re here to guide you through the mortgage process with expert support.
Our experienced mortgage advisers understand the specific criteria that often come with new build properties, including builder deadlines & loan-to-value limits. We’ll help you explore suitable mortgage options from a wide panel of lenders, ensuring they align with your financial goals and timelines.
Whether you’re a first-time buyer or moving home, we’re here to make securing your new build mortgage clear and straightforward.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS WITH YOUR MORTGAGE
BUY-TO-LET
Whether you’re a first-time landlord or looking to grow your property holdings, a buy-to-let mortgage can help you generate rental income, increase long-term property value, and support a strong investment strategy for the future.
Start building your rental property portfolio with expert guidance on buy-to-let mortgages, tailored to fit your investment goals and financial circumstances.
AMP Mortgages & Protection will support you at every stage of the journey, offering clear advice and helping you navigate your options with confidence. We can arrange a no-obligation consultation and take the next step toward growing your property portfolio.
YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP
UP REPAYMENTS WITH YOUR MORTGAGE
Most Buy-To-Let Mortgages are not regulated by the Financial Conduct Authority.
LIMITED COMPANY BUY-TO-LET
Investing in property through a limited company is becoming increasingly popular with landlords looking for tax-efficient ways to manage their portfolios.
At AMP Mortgages & Protection, we offer expert advice on limited company buy to let mortgages, helping you understand how they work and whether they suit your financial situation.
We help you understand the key differences between limited company and standard buy to let mortgages, including lender requirements, interest rates, and ownership structure. We’ll guide you through the process and compare products from specialist lenders to support your long-term investment goals.
YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP
UP REPAYMENTS WITH YOUR MORTGAGE
Most Buy-To-Let Mortgages are not regulated by the Financial Conduct Authority.
LIFE & SERIOUS ILLNESS INSURANCE
Protecting your home and your loved ones is just as important as securing the right mortgage.
At AMP Mortgages & Protection, we offer expert advice on life insurance and serious illness cover to help you safeguard your finances against unexpected events. These protection policies can provide a financial safety net, ensuring your mortgage and other essential costs are covered if you pass away or are diagnosed with a critical illness.
Our advisers work with a range of trusted insurers to find cover that aligns with your needs, giving you peace of mind for whatever life may bring.
INCOME PROTECTION
Your income is one of your most valuable assets — and protecting it is key to maintaining your lifestyle and meeting financial commitments like your mortgage. Our team offers tailored advice on income protection insurance, designed to provide regular payments if you’re unable to work due to a specific illness or injury.
This type of cover can help you stay on top of bills, household costs, and other essential expenses during uncertain times. Our experienced advisers will guide you through available options, helping you choose a policy that supports your financial stability and gives you added peace of mind.
LATER LIFE LENDING
Later Life Lending allows you to unlock some of the value tied up in your home, either as a lump sum or through regular payments, without the need to sell or move.
This can be a useful way to supplement your retirement income, clear existing debts, or fund major expenses like home improvements.
Because Later Life lending is a long-term financial commitment and not suitable for everyone, it’s important to seek expert advice. Our team at AMP Mortgages & Protection will explain how Later Life Lending works and help you decide if it aligns with your financial needs and future plans.
A lifetime mortgage is not suitable for everyone and may affect your entitlement to means tested benefits, so it is important to seek financial advice before taking any action. If you are considering releasing equity from your home, you should consider all options available before equity release.
The interest that may be accrued over the long term with a Lifetime Mortgage, may mean it is not the cheapest solution. As interest is charged on both the original loan and the interest that has been added, the amount you owe will increase over time, reducing the equity left in your home and the value of any inheritance, potentially to nothing.
Although the final decision is yours, you are encouraged to discuss your plans with your family and beneficiaries, as a Lifetime Mortgage could have an impact on any potential inheritance. We would also encourage you to invite them to join any meetings with your Financial Adviser so they can ask questions and join in the decision, as we believe it is better to discuss your decision with them before you go ahead.
GET IN TOUCH WITH OUR EXPERTS
Have questions or ready to take the next step? Fill in your details below and one of our experienced advisers will be in touch to discuss how we can support your mortgage or protection needs.
Mik has been our mortgage broker since we bought our first house, he is brilliant not only at sorting out the mortgage (as you'd expect!), but also a useful resource throughout the process of buying a house, going above and beyond during the entire process. He is easily contactable, super clear and friendly. Highly recommend!
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